These people would be paid to research your background, to see if they could find something that could be used as an excuse to deny your costly procedures to you.
Michael Moore records in his documentary at least one such researcher who explains, with remorse, what he had been paid to do and how he would go about it. He, and people like him, would pore over your records to look for something, even slight, that they could hang a denial of coverage on. They would in particular look into your childhood for any care that they could say indicated the presence of a medical condition for you at that time.
When they found something, they would be able to say that you had a pre-existing condition and so they were not liable for your care now. They would claim that you lied on your application in not listing such an ongoing ailment so that they could drop you from coverage and let you die.
So people were being left to die, killed in this manner. Does this not amount to more “hits” put out on people by the HMO?
More at…
https://sillymickel.blogspot.com/2017/10/culture-war-class-war-occupy.html
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Culture War, Class War 